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What Are Loan Terms?
Loan Terms Explained One of the hardest things to comprehend with a loan is all of the terms that come with it. It seems that there are hundreds of pages you have to sign and initial, just to say you understand and will pay back the loan. And you sign them anyway, even if you don’t understand all that it is you are saying! What is a mortgage term? What does an adjustable mortgage mean? How can... Continue Reading

Kennebec Federal Savings

70 Main Street
Waterville, ME
Get Directions

(207) 873-5151
(207) 873-5673
(888) 249-0606

Our specialties include equal housing lender, mastercard, member fdic, nyce network and sum. Helping our customers in english. Federal deposit insurance corporation , member fdic. Our preferred brands include nyce network and sum. We can assist you with 24 hour banking, 24-hour approvals, 401(k) plans, 529 accounts, accelerated payments, adjustable rate loans, adjustable rate mortgages, annuities, appraisals, asset management, asset-based financing, atm cards, atm machines, auto & mobile home leasing, auto loans, bad credit, bad credit loans, balloon loans, bank by mail, bankruptcy, bill paying, blanket loans, boat loans, bonding, bonds, branch locations, bridge loans, bridge rates, brokerage services, business checking accounts, business equipment leasing, business loans, business valuations, cash advances, cash loans, certificates of deposit, check cashing, children's savings accounts, closing services, collateral loans, collections, commercial loans, commercial properties, conforming loans, construction loans, consultations, consumer loans, conventional loans, corporate accounts, courier services, credit cards, credit checks, credit counseling, credit lines, credit reports, debit cards, debt consolidation, debt elimination, direct deposit, direct lender, drive through, earthquake insurance, education savings plans, electronic funds transfer, equal housing lender, equipment financing, equipment leasing loans, equity loans, escrow services, estate management, estate planning, evening appointments, export financing, fannie mae loans, farm loans, fax applications, federal reserve banks, fha loans, financial planning, first time buyers, fixed rate loans, flexible terms, foreclosures & repossessions, foreign currency exchange, foreign national mortgages, franchise loans, free consultations, free pre-approvals, free pre-qualifications, free quotes, general banking services, hard money lending, home construction loans, home equity loans, home improvement loans, import financing, income protection, individual retirement accounts, institutional loans, interest checking accounts, international business services , international services, inventory financing, investment banking, investment brokering, investment property loans, investment services, jumbo loans, keogh accounts, loan brokers, low down payment loans, low rates, merchant services, military loans, mobile home loans, money market accounts, money orders, money transfer, motorcycle loans, multiple mortgages, mutual funds, night deposits, no application fees, no atm fees, no closing costs, no credit check required, no down payment required, no equity required, no income verifications, no minimum balance required, no monthly service charges, notary services, online applications, online banking, online loans, online mortgages, online payments, overdraft protection, parking, payday loans & advances, payroll administration, personal loans, phone applications, phone banking, phone quotes, pmi, presettlement advances, rate lock-ins, rate tracking, real estate appraisals, real estate loans, recreational vehicle loans, referrals, refinancing, refinancing loans, retirement planning, reverse mortgages, revolving accounts, roth individual retirement accounts , safe deposit boxes, second mortgages, secured loans, self-employed loans, senior programs, shorten approval time from weeks to minutes reduce paperwork enjoy great rates , small business loans, small business service, specialized services, structured settlements, student banking, student loans, tax advantage loans, tax planning, tax return preparation, tdd services, traveler's checks, treasury management, trusts, unsecured loans, va loans, vacation accounts, variable rate loans, venture capital, wealth management, wholesale lending, working capital, zero percent interest and zero point loans. Kennebec federal savings. Open for business mon 08:30 am-04:30 pm,, tue 08:30 am-04:30 pm,, wed 08:30 am-04:30 pm,, thu 08:30 am-04:30 pm,, fri 08:30 am-04:30 pm, and sat 09:00 am-01:00 pm.


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